{"id":866,"date":"2023-04-25T10:00:31","date_gmt":"2023-04-25T17:00:31","guid":{"rendered":"http:\/\/bensbargains.net\/thecheckout\/?p=866"},"modified":"2023-07-14T08:54:25","modified_gmt":"2023-07-14T15:54:25","slug":"surviving-the-first-year-after-college-without-going-broke","status":"publish","type":"post","link":"https:\/\/bensbargains.com\/thecheckout\/guides\/surviving-the-first-year-after-college-without-going-broke\/","title":{"rendered":"Surviving the First Year After College Without Going Broke"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div><p>The first year (or two) after college can be both incredibly fun and incredibly scary. You go from &#8220;college world,&#8221; with its parties and dining center meals and all-night cram sessions, to the &#8220;real world,&#8221; full of jobs and bills and waking up before the crack of dawn. And most likely, you&#8217;ll be broke.<\/p>\n<p>But that doesn&#8217;t have to mean you can&#8217;t still have the time of your life. Here are a few tips to help you stretch your money and have fun in the process in the first year after college.<\/p>\n<h3>Ditch the Cable<\/h3>\n<p style=\"text-align: center;\"><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.24.24-PM.png\"><img decoding=\"async\" class=\"size-full wp-image-1023 aligncenter\" alt=\"after-college-netflix\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.24.24-PM.png\" loading=\"lazy\" width=\"535\" height=\"393\" srcset=\"https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.24.24-PM.png 535w, https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.24.24-PM-300x220.png 300w\" sizes=\"auto, (max-width: 535px) 100vw, 535px\" \/><\/a><\/p>\n<p>Instead of paying for cable, get a <a href=\"https:\/\/gan.doubleclick.net\/gan_click?lid=41000000031556419&amp;pubid=21000000000009470\">Netflix<\/a> subscription. The monthly streaming-only package is only $8 a month &#8212; easily $50 less than what cable will probably end up costing you (you know, once the &#8220;introductory offer&#8221; expires and your bill quadruples without warning). Their movie selection has become kind of &#8220;meh&#8221; lately, but the TV shows they offer are great. From <em>Parks and Rec<\/em>, to <em>Mad Men<\/em>, to <em>Workaholics<\/em>, to all 4,000 seasons of <em>Law and Order<\/em>, the selection is pretty good. Plus, they have exclusive rights to stream the new season of <em><a href=\"https:\/\/mashable.com\/2013\/04\/04\/arrested-development-may-26\/\" target=\"_blank\" rel=\"nofollow noopener\">Arrested Development<\/a><\/em> next month, so you&#8217;ll need to sign up for that alone.<\/p>\n<p><span style=\"font-size: 13px;\">Also, don&#8217;t make a habit out of renting movies from <a href=\"https:\/\/Redbox.ojrq.net\/c\/10531\/24919\/936\">Redbox<\/a>. If you&#8217;re anything like I was, you&#8217;ll never return them and end up accidentally adding titles like <em>17 Again<\/em>, <em>Grizzly Park<\/em> and <em>Doll Graveyard<\/em> to your film collection (at like $30 apiece).\u00a0<\/span><\/p>\n<h3>Learn to Cook (and while you&#8217;re at it, learn to brew)<\/h3>\n<p><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.00.48-PM.png\"><img decoding=\"async\" class=\"size-full wp-image-1025 aligncenter\" alt=\"gradlife_cooking\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.00.48-PM.png\" loading=\"lazy\" width=\"576\" height=\"403\" srcset=\"https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.00.48-PM.png 576w, https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.00.48-PM-300x209.png 300w\" sizes=\"auto, (max-width: 576px) 100vw, 576px\" \/><\/a><\/p>\n<p>I shudder to think about how much money I spent eating out (and ordering in) my first year post-college. Going out to eat was just as much about entertainment as it was about, you know, needing to eat. Once I discovered that not only was making food at home not that hard, but actually kind of <em>fun<\/em>, I saved a lot of money. My friends and I would have sushi nights at home, or get together and down a bottle of wine while attempting to make the perfect Pad Thai. The internet is full of great food\/cooking blogs to help you get started (Here&#8217;s a <a href=\"https:\/\/www.huffingtonpost.com\/news\/best-food-blogs\" target=\"_blank\" rel=\"nofollow noopener\">list of some of the best<\/a>; also check out the hilarious <a href=\"https:\/\/thugkitchen.com\/\" target=\"_blank\" rel=\"nofollow noopener\">Thug Kitchen<\/a>).<\/p>\n<p>You know what&#8217;s even more expensive than eating out? Drinking out. You can get a starter <a href=\"https:\/\/www.midwestsupplies.com\/brewing-basics-equipment-kit.html\">homebrewing kit<\/a> for less than $75. Making your own beer or hard cider is easy, fun and saves a lot of money in the long run.<\/p>\n<h3>Just Say No to Credit Cards<\/h3>\n<p style=\"text-align: center;\"><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.32.55-PM.png\"><img decoding=\"async\" class=\" wp-image-1026 aligncenter\" alt=\"gradlife_creditcards\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.32.55-PM.png\" loading=\"lazy\" width=\"494\" height=\"355\" srcset=\"https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.32.55-PM.png 494w, https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-11.32.55-PM-300x215.png 300w\" sizes=\"auto, (max-width: 494px) 100vw, 494px\" \/><\/a><\/p>\n<p>I guess if you are uber-responsible and can resist the temptation to spend more money than you actually have in your bank account, go for it. But for me, credit cards were just bad news. I&#8217;d see a pair of $100 jeans I wanted but couldn&#8217;t afford and think, &#8220;No worries! I&#8217;ll just put them on my card!&#8221; Thankfully none of the credit cards I got right out of college had very high limits so I didn&#8217;t dig myself\u00a0<em>too\u00a0<\/em>far into debt, but I certainly would have been better off without them!<\/p>\n<h3>Treat Yo&#8217;self<\/h3>\n<p><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.50.08-PM.png\"><img decoding=\"async\" class=\"aligncenter\" alt=\"gradlife_treatyoself\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-18-at-10.50.08-PM.png\" loading=\"lazy\" width=\"590\" height=\"326\" \/><\/a><\/p>\n<p>It&#8217;s very important to make a budget, be smart about spending, and put as much money away in savings as you possibly can. But for every 10 days you&#8217;re stingy, you should have one day where you allow yourself to splurge on something special. As Donna and Tom from <em>Parks and Rec<\/em> would say: sometimes you just have to\u00a0<a href=\"https:\/\/www.youtube.com\/watch?v=-K4if6QkDbo\">treat yo&#8217;self<\/a>. Get that urge to splurge out of your system every once in awhile and you&#8217;ll be more likely to spend sensibly the rest of the time.<\/p>\n<h3>Pop Some Tags<\/h3>\n<p><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/thrift-shop-sloth.jpg\"><img decoding=\"async\" class=\"size-full wp-image-1398 aligncenter\" alt=\"thrift-shop-sloth\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/thrift-shop-sloth.jpg\" loading=\"lazy\" width=\"500\" height=\"291\" srcset=\"https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/thrift-shop-sloth.jpg 500w, https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/thrift-shop-sloth-300x174.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<p>Thanks to <a href=\"https:\/\/www.youtube.com\/watch?v=QK8mJJJvaes\" target=\"_blank\" rel=\"nofollow noopener\">Macklemore &amp; Ryan Lewis<\/a>, thrifting is like the new hip thing. But it&#8217;s also a really great way to get yourself cool stuff without spending a lot of money. There are few things more exciting than scoring the ultimate thrift store find. I&#8217;ve gotten a $200 wool Pendelton blanket for $5, dozens of designer jeans for under $10 apiece, tons of $0.50 records, a brand-new Timbuk2 bag for $7&#8230;the list goes on and on. The secret is finding a shop in the right part of town, usually a more\u00a0affluent\u00a0area where rich people donate their stuff.<\/p>\n<p>Craigslist is also good for getting cheap furniture and stuff, but not nearly as much fun.<\/p>\n<h3>Get a Bike<\/h3>\n<p><a href=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-21-at-10.05.36-PM.png\"><img decoding=\"async\" class=\"size-full wp-image-1334 aligncenter\" alt=\"gradlife_bike\" src=\"https:\/\/bensbargains.net\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-21-at-10.05.36-PM.png\" loading=\"lazy\" width=\"529\" height=\"394\" srcset=\"https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-21-at-10.05.36-PM.png 529w, https:\/\/bensbargains.com\/thecheckout\/wp-content\/uploads\/2013\/04\/Screen-Shot-2013-04-21-at-10.05.36-PM-300x223.png 300w\" sizes=\"auto, (max-width: 529px) 100vw, 529px\" \/><\/a><\/p>\n<p>Right out of college I signed up for a Lifetime gym membership for like $60 a month. I think I literally went three times in the four months I had it. A much better way of staying active is to get a bike. Not only will riding around help you stay in shape, it will also save you a lot of gas money. Instead of driving to Target, bike. Or instead of driving to the bar, bike (another perk of biking is never having to pay for a taxi home). Obviously, certain cities are going to be better for biking, but you might be surprised that most probably have pretty decent trails\/paths for you to use.<\/p>\n<p>Make sure to watch Ben&#8217;s for <a href=\"https:\/\/bensbargains.net\/search\/bike\/?sr=1\" target=\"_blank\" rel=\"nofollow noopener\">deals on bikes<\/a> (you can get a decent one for a couple hundred dollars).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The first year (or two) after college can be both incredibly fun and incredibly scary. You go from &#8220;college world,&#8221; with its parties and dining center meals and all-night cram sessions, to the &#8220;real world,&#8221; full of jobs and bills and waking up before the crack of dawn. And most likely, you&#8217;ll be broke. But [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[192,112,165,46],"class_list":["post-866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-budget","tag-college","tag-money","tag-netflix"],"_links":{"self":[{"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/posts\/866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/comments?post=866"}],"version-history":[{"count":24,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/posts\/866\/revisions"}],"predecessor-version":[{"id":45151,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/posts\/866\/revisions\/45151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/media\/1658"}],"wp:attachment":[{"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/media?parent=866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/categories?post=866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bensbargains.com\/thecheckout\/wp-json\/wp\/v2\/tags?post=866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}