{"id":41592,"date":"2021-07-06T14:28:18","date_gmt":"2021-07-06T21:28:18","guid":{"rendered":"https:\/\/bensbargains.com\/thecheckout\/?p=41592"},"modified":"2021-07-06T14:45:58","modified_gmt":"2021-07-06T21:45:58","slug":"heres-the-top-four-credit-card-rewards-for-q3-2021","status":"publish","type":"post","link":"https:\/\/bensbargains.com\/thecheckout\/features\/heres-the-top-four-credit-card-rewards-for-q3-2021\/","title":{"rendered":"Here’s the Top Four Credit Card Rewards for Q3 2021"},"content":{"rendered":"
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While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don’t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.<\/p>\n\n\n\n

Here’s a collection of the top 5 cards you should be looking at as we move into the third quarter of 2021.<\/p>\n\n\n\n

1. Chase Freedom<\/h4>\n\n\n\n
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Between July 1, 2021 and September 30, 2021, the Chase Freedom card<\/a> offers 5% back (up to $75 back on $1,500 in purchases) at grocery stores and select streaming services.<\/p>\n\n\n\n

Beyond typical, grocery stores, this category does not include superstores like Target and Walmart that include grocery stores. It also doesn’t include warehouse clubs like CostCo & Sam’s Club as well as drugstores like Walgreens and CVS. <\/p>\n\n\n\n

Streaming services included in the promotion are \u00a0Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify and YouTube TV. <\/p>\n\n\n\n

2. Discover it Cashback<\/h4>\n\n\n\n
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Between July 1, 2021 and September 30, 2021, the Discover it Cashback<\/a> card offers 5% back\u00a0(up to $75 back on $1,500 in purchases) at restaurants and PayPal. <\/p>\n\n\n\n

On restaurants, this promotion includes all full services restaurants, cafes, cafeterias and fast food locations. PayPal’s qualifying transactions include money transfers through the Friends and Family service as well as point-to-point transactions. It does not include the Xoom transfer service.<\/p>\n\n\n\n

3. AMEX Blue Cash Preferred Card (Annual Fee Required)<\/h4>\n\n\n\n
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Between January 1, 2021 and December 31, 2021, the American Express Blue Cash Preferred Card<\/a> offers 6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as 6% on streaming subscriptions & 3% on transit.<\/p>\n\n\n\n

This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It’s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.<\/p>\n\n\n\n

The only downside is the $95 annual fee (waived for 1st year), but that’s easily mitigated with the $300 back on $3000 of purchases for new customers (first 6 months). If you don’t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).<\/p>\n\n\n\n

4. US Bank Cash Plus<\/h4>\n\n\n\n
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The US Bank Cash Plus card<\/a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.<\/p>\n\n\n\n

For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.<\/p>\n\n\n\n

Bonus: The Best Retailer Cards<\/h4>\n\n\n\n

As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Popular cards include:<\/p>\n\n\n\n