{"id":25589,"date":"2016-09-09T11:05:26","date_gmt":"2016-09-09T18:05:26","guid":{"rendered":"http:\/\/bensbargains.com\/thecheckout\/?p=25589"},"modified":"2016-09-09T11:05:26","modified_gmt":"2016-09-09T18:05:26","slug":"want-to-save-200-a-year-dont-switch-to-the-iphone-7","status":"publish","type":"post","link":"https:\/\/bensbargains.com\/thecheckout\/bens-bytes\/want-to-save-200-a-year-dont-switch-to-the-iphone-7\/","title":{"rendered":"Want to save $200+ a year? Don’t switch to the iPhone 7"},"content":{"rendered":"
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\"no-iphone-7\"<\/a><\/p>\n

If you purchased an iPhone 6, an iPhone 6 Plus (or another smartphone) two years ago, you likely took advantage of the\u00a0tail end of the two-year contract cycle. Phased out in favor of no-contract plans during 2015, large mobile service providers like Verizon and AT&T no longer offer subsidized prices on new phones.<\/p>\n

As you near the end of your contract cycle this year, you will\u00a0have the opportunity to upgrade to a new model, like the iPhone 7 or Samsung S7. However, that’s going to\u00a0require you purchasing the phone outright, either at full price immediately (at least $650) or at full price spread over two years in your bill ($30+ a month for 18 to 24 months).<\/p>\n

However, you have another great option; don’t upgrade at all, keep your current smartphone for another year and lower your bill by switching to a no-contract plan. There’s a item on your current cell phone bill called “line access fee.” During your\u00a0two-year\u00a0contract, you were paying $40 a month per smartphone (assuming you were on Verizon, AT&T or Sprint).<\/p>\n

\"line-access-fees\"<\/a><\/p>\n

Now that your contract is completed, you have the option of switching to a no-contract plan and reducing that line access fee between 40 to 60 percent per month for each smartphone on your plan. (All smartphones on the plan have to be out of contract to get the price reduction across the board.)<\/p>\n

Here’s how everything breaks down for the three major carriers:<\/p>\n

Verizon:\u00a0(Link<\/a>)<\/h4>\n