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	<title>credit - The Checkout presented by Ben&#039;s Bargains</title>
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		<title>Here&#8217;s the Top Five Credit Card Rewards for Q4 2021</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-five-credit-card-rewards-for-q4-2021/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-five-credit-card-rewards-for-q4-2021/#respond</comments>
		<pubDate>Tue, 28 Sep 2021 21:15:18 +0000</pubDate>
                <tcinfo:postPublishDate>2021-09-28 14:15:18</tcinfo:postPublishDate>
                <tcinfo:postThumb>https://bensbargains.com/thecheckout/wp-content/uploads/2018/06/credit-card-120x134.jpg</tcinfo:postThumb>
                <tcinfo:postComments>0</tcinfo:postComments>
		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=41926</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-five-credit-card-rewards-for-q4-2021/">Here&#8217;s the Top Five Credit Card Rewards for Q4 2021</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" width="800" height="462" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" class="wp-image-22597" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></figure></div>



<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>



<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into the third quarter of 2021.</p>



<h4 class="wp-block-heading">1. Chase Freedom</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="450" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/chase-q4-1024x450.jpg" loading="lazy" alt="" class="wp-image-41930" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/chase-q4-1024x450.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/chase-q4-300x132.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/chase-q4-768x338.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/chase-q4.jpg 1053w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Between October 1, 2021 and December 31, 2021, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at Walmart and all purchases using PayPal.</p>



<p>The Walmart category appears to be specific to physical Walmart locations and not Walmart.com purchases. However, this likely means that all grocery purchases will quality at Walmart superstore locations or Walmart specific grocery stores. </p>



<p>Beyond normal purchases using PayPal at checkout, PayPal&#8217;s qualifying transactions include money transfers through the Friends and Family service as well as point-to-point transactions. It does not include the Xoom transfer service.</p>



<p>Outside of the 5% cashback categories, be aware that Chase lets you activate bonus offers that rotate out every couple weeks. These can be targeted at a specific dollar amount off or a percentage off. Some popular ones this month include $75 back from AT&amp;T wireless, 15% back off purchases at Burger King and 15% off any purchases at JC Penney.  </p>



<h4 class="wp-block-heading">2. Discover it Cashback</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="898" height="279" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/discover-q4.jpg" loading="lazy" alt="" class="wp-image-41929" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/discover-q4.jpg 898w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/discover-q4-300x93.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/discover-q4-768x239.jpg 768w" sizes="auto, (max-width: 898px) 100vw, 898px" /></figure>



<p>Between October 1, 2021 and December 31, 2021, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back&nbsp;(up to $75 back on $1,500 in purchases) on all purchases at Amazon.com, Walmart.com and Target.com. </p>



<p>This includes all purchases on these sites or through the corresponding mobile apps. Regarding Amazon, this means you can earn 5% back on your Prime subscription, any digital purchase, or any purchase made at any physical location like Amazon Go, Amazon Bookstore, and Amazon 4-Star. It does not include purchases made at Whole Foods.</p>



<h4 class="wp-block-heading">3. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>



<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" width="1024" height="576" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" class="wp-image-36037" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></figure></div>



<p>Between January 1, 2021 and December 31, 2021, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express&nbsp;Blue Cash Preferred Card</a> offers&nbsp;6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as&nbsp;6% on streaming subscriptions &amp;&nbsp;3% on&nbsp;transit.</p>



<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>



<p>The only downside is the $95 annual fee (waived for 1st year), but that&#8217;s easily mitigated with the $150 back on $3000 of purchases for new customers (first 6 months) as well as the $200 back on $1000 in Amazon purchases (first 6 months). <em>If you don&#8217;t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</em></p>



<h4 class="wp-block-heading">4. US Bank Cash+ Visa Card</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="403" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/us-bank-q4-1024x403.jpg" loading="lazy" alt="" class="wp-image-41931" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/us-bank-q4-1024x403.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/us-bank-q4-300x118.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/us-bank-q4-768x302.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/us-bank-q4.jpg 1293w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>The <a href="https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html" target="_blank" aria-label="undefined (opens in a new tab)" rel="noreferrer noopener nofollow">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.</p>



<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>



<h4 class="wp-block-heading">5. Capital One SavorOne Rewards Card</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="786" height="520" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/capital-one-savor-credit-card.jpg" loading="lazy" alt="" class="wp-image-41933" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/capital-one-savor-credit-card.jpg 786w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/capital-one-savor-credit-card-300x198.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/09/capital-one-savor-credit-card-768x508.jpg 768w" sizes="auto, (max-width: 786px) 100vw, 786px" /></figure>



<p>If you like going out for dinner and entertainment, the <a href="https://www.capitalone.com/credit-cards/dining-and-entertainment/" target="_blank" aria-label="undefined (opens in a new tab)" rel="noreferrer noopener nofollow">Capital One SavorOne Card</a> is excellent for year-round purchases. You can earn unlimited 3% cashback on all dining, grocery stores, tickets, and entertainment options like streaming services. The card also offers a $200 cash bonus if you spend $500 within the first three months. There&#8217;s no annual fee with this card.</p>



<p>Be aware that there&#8217;s an alternative card with a $95 annual fee that offers 4% on dining &amp; entertainment as well as a higher cash bonus at the start. But you would need to spend an additional $9,500 on dining / entertainment per year just to cover the annual fee versus the 3% option. </p>



<h4 class="wp-block-heading">Bonus: The Best Retailer Cards</h4>



<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Popular cards include:</p>



<ul class="wp-block-list"><li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li><li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items. (Usually $40 off $40 coupon  for signup)</li><li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li><li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li></ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-five-credit-card-rewards-for-q4-2021/">Here&#8217;s the Top Five Credit Card Rewards for Q4 2021</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Here&#8217;s the Top Four Credit Card Rewards for Q3 2021</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-four-credit-card-rewards-for-q3-2021/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-four-credit-card-rewards-for-q3-2021/#respond</comments>
		<pubDate>Tue, 06 Jul 2021 21:28:18 +0000</pubDate>
                <tcinfo:postPublishDate>2021-07-06 14:28:18</tcinfo:postPublishDate>
                <tcinfo:postThumb>https://bensbargains.com/thecheckout/wp-content/uploads/2018/06/credit-card-120x134.jpg</tcinfo:postThumb>
                <tcinfo:postComments>0</tcinfo:postComments>
		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=41592</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-four-credit-card-rewards-for-q3-2021/">Here&#8217;s the Top Four Credit Card Rewards for Q3 2021</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" width="800" height="462" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" class="wp-image-22597" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></figure></div>



<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>



<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into the third quarter of 2021.</p>



<h4 class="wp-block-heading">1. Chase Freedom</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="333" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/chase-q3-2021-1024x333.jpg" loading="lazy" alt="" class="wp-image-41593" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/chase-q3-2021-1024x333.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/chase-q3-2021-300x97.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/chase-q3-2021-768x249.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/chase-q3-2021.jpg 1059w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Between July 1, 2021 and September 30, 2021, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at grocery stores and select streaming services.</p>



<p>Beyond typical, grocery stores, this category does not include superstores like Target and Walmart that include grocery stores. It also doesn&#8217;t include warehouse clubs like CostCo &amp; Sam&#8217;s Club as well as drugstores like Walgreens and CVS.  </p>



<p>Streaming services included in the promotion are  Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify and YouTube TV. </p>



<h4 class="wp-block-heading">2. Discover it Cashback</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="880" height="326" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/discover-q3-2021.jpg" loading="lazy" alt="" class="wp-image-41595" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/discover-q3-2021.jpg 880w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/discover-q3-2021-300x111.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/07/discover-q3-2021-768x285.jpg 768w" sizes="auto, (max-width: 880px) 100vw, 880px" /></figure>



<p>Between July 1, 2021 and September 30, 2021, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back (up to $75 back on $1,500 in purchases) at restaurants and PayPal. </p>



<p>On restaurants, this promotion includes all full services restaurants, cafes, cafeterias and fast food locations. PayPal&#8217;s qualifying transactions include money transfers through the Friends and Family service as well as point-to-point transactions. It does not include the Xoom transfer service.</p>



<h4 class="wp-block-heading">3. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>



<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" width="1024" height="576" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" class="wp-image-36037" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></figure></div>



<p>Between January 1, 2021 and December 31, 2021, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express&nbsp;Blue Cash Preferred Card</a> offers&nbsp;6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as&nbsp;6% on streaming subscriptions &amp;&nbsp;3% on&nbsp;transit.</p>



<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>



<p>The only downside is the $95 annual fee (waived for 1st year), but that&#8217;s easily mitigated with the $300 back on $3000 of purchases for new customers (first 6 months). If you don&#8217;t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</p>



<h4 class="wp-block-heading">4. US Bank Cash Plus</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="671" height="671" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg" loading="lazy" alt="" class="wp-image-40563" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg 671w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-300x300.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-150x150.jpg 150w" sizes="auto, (max-width: 671px) 100vw, 671px" /></figure>



<p>The <a href="https://cashplus.usbank.com/">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.</p>



<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>



<h4 class="wp-block-heading">Bonus: The Best Retailer Cards</h4>



<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Popular cards include:</p>



<ul class="wp-block-list"><li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li><li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items. (Usually $40 off $40 coupon  for signup)</li><li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li><li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li></ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-four-credit-card-rewards-for-q3-2021/">Here&#8217;s the Top Four Credit Card Rewards for Q3 2021</a></p>
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		<title>Here&#8217;s the Top 5 Credit Card Rewards for Q2 2021</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2021/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2021/#respond</comments>
		<pubDate>Thu, 25 Mar 2021 19:50:28 +0000</pubDate>
                <tcinfo:postPublishDate>2021-03-25 12:50:28</tcinfo:postPublishDate>
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		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=40959</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2021/">Here&#8217;s the Top 5 Credit Card Rewards for Q2 2021</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" width="800" height="462" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" class="wp-image-22597" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></figure></div>



<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>



<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into the second quarter of 2021.</p>



<h4 class="wp-block-heading">1. Chase Freedom</h4>



<figure class="wp-block-image size-large"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2.jpg"><img decoding="async" width="1024" height="450" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2-1024x450.jpg" loading="lazy" alt="" class="wp-image-40960" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2-1024x450.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2-300x132.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2-768x337.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/chase-q2.jpg 1075w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></figure>



<p>Between April 1, 2021 and June 30, 2021, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at gas stations and home improvement stores.</p>



<p>Beyond typical, standalone gas stations, this category also includes gas stations at warehouse clubs like Costco and Sam&#8217;s Club. It does not include truck stops, boat marinas or places that distribute propane / oil. </p>



<p>Home improvement stores include the big chains like Home Depot and Lowe&#8217;s as well as smaller stores like Ace Hardware and True Value. It also includes paint stores, lumbar yards, and some furniture stores. It does not include home improvement supplies found in stores like Walmart.</p>



<h4 class="wp-block-heading">2. Discover it Cashback</h4>



<figure class="wp-block-image size-large"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/discover-q2.jpg"><img decoding="async" width="961" height="325" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/discover-q2.jpg" loading="lazy" alt="" class="wp-image-40962" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/discover-q2.jpg 961w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/discover-q2-300x101.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/discover-q2-768x260.jpg 768w" sizes="auto, (max-width: 961px) 100vw, 961px" /></a></figure>



<p>Between April 1, 2021 and June 30, 2021, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back (up to $75 back on $1,500 in purchases) at gas stations, wholesale clubs and select streaming services. </p>



<p>Unlike the Chase Freedom card, gas stations at supermarkets and supercenters may not qualify for the cashback. Regarding wholesale clubs, Discover will have to be accepted as a form of payment to qualify.</p>



<p>There are 23 streaming services that qualify for the 5% cashback discount. Those include: Apple Music, Apple TV+, AT&amp;T TV Now, BET+, CBS All Access, DAZN, Disney +, ESPN+, Fubo TV, Google Play Movies &amp; TV, HBO Max, Hulu, Netflix, Pandora, Philo, Peacock TV, Showtime, Sirius XM, Starz, Sling, Spotify, Vudu, YouTube TV.</p>



<h4 class="wp-block-heading">3. Citi Dividend Card</h4>



<figure class="wp-block-image size-large"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/citi-div-q2.jpg"><img decoding="async" width="973" height="490" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/citi-div-q2.jpg" loading="lazy" alt="" class="wp-image-40965" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/citi-div-q2.jpg 973w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/citi-div-q2-300x151.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/03/citi-div-q2-768x387.jpg 768w" sizes="auto, (max-width: 973px) 100vw, 973px" /></a></figure>



<p>Between April 1, 2021 and June 30, 2021, the <a href="https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards">Citi Dividend Card</a> offers 5% back (up to $300 back on $6,000 in purchases) at supermarkets and drugstores. </p>



<p>The supermarkets category is restricted to standalone supermarkets like Publix or Kroger. Supermarkets within stores like Target and Walmart do not count. The same goes for warehouse clubs, bakeries, or meal delivery services. Drugstores basically covers all the major chains like Walgreens and CVS. </p>



<p>Be aware that the&nbsp;$300 on $6,000 in purchases is specific to the calendar year. If you already earned $200 in rewards using the card during the first 9 months of the year, you would only be able to earn $100 back in the last 3 months.</p>



<p>Sadly, Citi has closed out the card for new signups, but existing users can still take advantage. </p>



<h4 class="wp-block-heading">4. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>



<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" width="1024" height="576" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" class="wp-image-36037" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></figure></div>



<p>Between January 1, 2021 and December 31, 2021, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express&nbsp;Blue Cash Preferred Card</a> offers&nbsp;6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as&nbsp;6% on streaming subscriptions &amp;&nbsp;3% on&nbsp;transit.</p>



<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>



<p>The only downside is the $95 annual fee (waived for 1st year), but that&#8217;s easily mitigated with the $300 back on $3000 of purchases for new customers (first 6 months). If you don&#8217;t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</p>



<h4 class="wp-block-heading">5. US Bank Cash Plus</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="671" height="671" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg" loading="lazy" alt="" class="wp-image-40563" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg 671w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-300x300.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-150x150.jpg 150w" sizes="auto, (max-width: 671px) 100vw, 671px" /></figure>



<p>The <a href="https://cashplus.usbank.com/">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.</p>



<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>



<h4 class="wp-block-heading">Bonus: The Best Retailer Cards</h4>



<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Popular cards include:</p>



<ul class="wp-block-list"><li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li><li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items. (Usually $40 off $40 coupon  for signup)</li><li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li><li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li></ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2021/">Here&#8217;s the Top 5 Credit Card Rewards for Q2 2021</a></p>
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		<title>Here&#8217;s the Top 5 Credit Card Rewards for Q1 2021</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q1-2021/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q1-2021/#respond</comments>
		<pubDate>Mon, 04 Jan 2021 20:01:27 +0000</pubDate>
                <tcinfo:postPublishDate>2021-01-04 12:01:27</tcinfo:postPublishDate>
                <tcinfo:postThumb>https://bensbargains.com/thecheckout/wp-content/uploads/2018/06/credit-card-120x134.jpg</tcinfo:postThumb>
                <tcinfo:postComments>0</tcinfo:postComments>
		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=40558</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q1-2021/">Here&#8217;s the Top 5 Credit Card Rewards for Q1 2021</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" width="800" height="462" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" class="wp-image-22597" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></figure></div>



<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>



<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into the new year.</p>



<h4 class="wp-block-heading">1. Chase Freedom</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="471" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/chase-q1-1024x471.jpg" loading="lazy" alt="" class="wp-image-40560" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/chase-q1-1024x471.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/chase-q1-300x138.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/chase-q1-768x353.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/chase-q1.jpg 1035w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Between January 1, 2021 and March 31, 2021, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at wholesale clubs, companies that offer internet, cable and phone services as well as 12 streaming services.</p>



<p>The companies included in the wholesale clubs are Sam&#8217;s Club, CostCo, BJ&#8217;s and Texas Jasmine. Be aware that mobile services are also included in the second category. Pay your Verizon bill with the card and you will get 5% back this quarter. In addition, all the major cable &amp; internet companies are covered in the offer.</p>



<p>Streaming services included this quarter are Apple Music, Disney+, ESPN+, Fubo TV, Hulu, Netflix, Pandora, SiriusXM, Sling, Spotify, Vudu, and YouTubeTV.</p>



<h4 class="wp-block-heading">2. Discover it Cashback</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="926" height="329" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/discover-q1.jpg" loading="lazy" alt="" class="wp-image-40559" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/discover-q1.jpg 926w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/discover-q1-300x107.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/discover-q1-768x273.jpg 768w" sizes="auto, (max-width: 926px) 100vw, 926px" /></figure>



<p>Between January 1, 2021 and March 31, 2021, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back&nbsp;(up to $75 back on $1,500 in purchases) at&nbsp;grocery stores, Walgreens and CVS. While this isn&#8217;t as impressive as the 6% back on grocery purchases from the AMEX&nbsp;Blue Cash Preferred (mentioned below), it doesn&#8217;t have an annual fee (which the AMEX card requires).</p>



<p>Be aware that the grocery store category does not include superstores like Walmart or Target. It also doesn&#8217;t work at&nbsp;convenience stores, gas stations, warehouse clubs, or discount stores. So you don&#8217;t earn 5% cash back at places like Sam&#8217;s Club or a 99 Cents store.</p>



<h4 class="wp-block-heading">3. Citi Dividend Card</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="968" height="423" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/citi-dividend-q1.jpg" loading="lazy" alt="" class="wp-image-40562" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/citi-dividend-q1.jpg 968w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/citi-dividend-q1-300x131.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/citi-dividend-q1-768x336.jpg 768w" sizes="auto, (max-width: 968px) 100vw, 968px" /></figure>



<p>Between January 1, 2021 and March 31, 2021, the <a href="https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards">Citi Dividend Card</a> offers 5% back (up to $300 back on $6,000 in purchases) at Amazon as well as select streaming services.&nbsp;</p>



<p>Streaming services include Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&amp;T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.</p>



<p>Be aware that the&nbsp;$300 on $6,000 in purchases is specific to the calendar year. If you already earned $200 in rewards using the card during the first 9 months of the year, you would only be able to earn $100 back in the last 3 months.</p>



<p>Sadly, Citi has closed out the card for new signups, but existing users can still take advantage. Alternatively, the Citi Quicksilver card is offering 5% back at clothing stores, computer &amp; electronic stores, department stores and toy stores this quarter. However, the offer is limited to a $25 credit ($500 in total purchases).</p>



<h4 class="wp-block-heading">4. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>



<div class="wp-block-image"><figure class="aligncenter"><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" width="1024" height="576" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" class="wp-image-36037" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></figure></div>



<p>Between January 1, 2021 and December 31, 2021, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express&nbsp;Blue Cash Preferred Card</a> offers&nbsp;6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as&nbsp;6% on streaming subscriptions &amp;&nbsp;3% on&nbsp;transit.</p>



<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>



<p>The only downside is the $95 annual fee, but that&#8217;s easily mitigated with the $250 back on $1000 of purchases for new customers. If you don&#8217;t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</p>



<h4 class="wp-block-heading">5. US Bank Cash Plus</h4>



<figure class="wp-block-image size-large"><img decoding="async" width="671" height="671" src="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg" loading="lazy" alt="" class="wp-image-40563" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1.jpg 671w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-300x300.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2021/01/usbank-q1-150x150.jpg 150w" sizes="auto, (max-width: 671px) 100vw, 671px" /></figure>



<p>The <a href="https://cashplus.usbank.com/">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.</p>



<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>



<h4 class="wp-block-heading">Bonus: The Best Retailer Cards</h4>



<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Popular cards include:</p>



<ul class="wp-block-list"><li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li><li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items.</li><li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li><li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li></ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q1-2021/">Here&#8217;s the Top 5 Credit Card Rewards for Q1 2021</a></p>
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		<title>Here’s the Top 5 Credit Card Rewards for July &#8211; Sept. 2020</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-july-sept-2020/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-july-sept-2020/#respond</comments>
		<pubDate>Mon, 22 Jun 2020 22:13:32 +0000</pubDate>
                <tcinfo:postPublishDate>2020-06-22 15:13:32</tcinfo:postPublishDate>
                <tcinfo:postThumb>https://bensbargains.com/thecheckout/wp-content/uploads/2018/06/online-shopping-120x134.jpg</tcinfo:postThumb>
                <tcinfo:postComments>0</tcinfo:postComments>
		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=38937</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-july-sept-2020/">Here’s the Top 5 Credit Card Rewards for July &#8211; Sept. 2020</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" class="aligncenter size-full wp-image-22597" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" width="800" height="462" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>
<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into Summer 2020.</p>
<h4>1. Chase Freedom</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3.jpg"><img decoding="async" class="aligncenter size-large wp-image-38940" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3-1024x457.jpg" loading="lazy" alt="chase-q3" width="620" height="277" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3-1024x457.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3-300x134.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3-768x343.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/chase-q3.jpg 1044w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>Between July 1, 2020 and September 30, 2020, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at Amazon and Whole Foods Market. While the Whole Foods offer isn&#8217;t as impressive as the 6% back on grocery purchases from the AMEX Blue Cash Preferred (mentioned below), it doesn&#8217;t have an annual fee (which the AMEX card requires).</p>
<p>This is active for all purchases on Amazon.com. You do not need an Amazon Prime membership to qualify for the 5% back. However, it does not include Amazon Pay purchases, purchases on international Amazon sites or purchases made from Whole Foods using services like InstaCart or Google Express. Also, if you already have a Amazon Prime Rewards Visa Signature Card, the 5% back at Whole Foods offer is year-round.</p>
<h4>2. Discover it Cashback</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/discover-q3.jpg"><img decoding="async" class="aligncenter size-full wp-image-38943" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/discover-q3.jpg" loading="lazy" alt="discover-q3" width="898" height="292" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/discover-q3.jpg 898w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/discover-q3-300x98.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/discover-q3-768x250.jpg 768w" sizes="auto, (max-width: 898px) 100vw, 898px" /></a></p>
<p>Between July 1, 2020 and September 30, 2020, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back (up to $75 back on $1,500 in purchases) at restaurants and purchases made using PayPal. The restaurants category includes &#8220;full-service restaurants, cafes, cafeterias and fast food locations.&#8221;</p>
<p>The PayPal category includes purchases using the PayPal wallet, sending money to Friends and Family via PayPal (using your Discover card), and point-of-sale transactions using PayPal. Payments using the Xoom transfer service do now qualify for the 5% offer.</p>
<h4>3. Citi Dividend Card</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020.png"><img decoding="async" class="aligncenter size-large wp-image-38944" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020-1024x459.png" loading="lazy" alt="Citi-Dividend-Q3-2020" width="620" height="278" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020-1024x459.png 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020-300x134.png 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020-768x344.png 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/Citi-Dividend-Q3-2020.png 1189w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>Between July 1, 2020 and September 30, 2020, the <a href="https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards">Citi Dividend Card</a> offers 5% back (up to $300 back on $6,000 in purchases) at home improvement stores and popular streaming services. Be aware that the $300 on $6,000 in purchases is specific to the calendar year. If you already earned $200 in rewards using the card during the first 9 months of the year, you would only be able to earn $100 back in the last 3 months. Sadly, Citi has closed out the card for new signups, but existing users can still take advantage.</p>
<p>The home improvement category includes home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries, and glass stores. Streaming services covered include Amazon Prime Video, CBS All Access, fuboTV, Netflix, Pandora ,Showtime, Sling TV, Spotify, Starz, Vudu, YouTube Premium, YouTube TV.</p>
<h4>4. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" class="aligncenter size-large wp-image-36037" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" width="620" height="349" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>Between July 1, 2020 and September 30, 2020, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express Blue Cash Preferred Card</a> offers 6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as 6% on streaming subscriptions &amp; 3% on transit.</p>
<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>
<p>The only downside is the $95 annual fee, but that&#8217;s easily mitigated with the $250 back on $1000 of purchases for new customers. If you don&#8217;t want the annual fee, you can move to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</p>
<h4>5. US Bank Cash Plus</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3.jpg"><img decoding="async" class="aligncenter size-large wp-image-38946" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3-1024x416.jpg" loading="lazy" alt="us-bank-q3" width="620" height="252" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3-1024x416.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3-300x122.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3-768x312.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/06/us-bank-q3.jpg 1142w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>The <a href="https://cashplus.usbank.com/">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category.</p>
<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>
<h4>Bonus: The Best Retailer Cards</h4>
<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Other benefits include:</p>
<ul>
<li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li>
<li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items.</li>
</ul>
<p>Other popular Store Cards include:</p>
<ul>
<li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li>
<li><a href="http://www.kqzyfj.com/click-404255-10455642?url=https%3A%2F%2Foldnavy.gap.com%2Fproducts%2Fold-navy-credit-card.jsp">Old Navy Visa Credit Card</a>: Offers a $5 reward for every $100 you spend in an Old Navy / GAP / Banana Republic Store.</li>
<li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li>
</ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-july-sept-2020/">Here’s the Top 5 Credit Card Rewards for July &#8211; Sept. 2020</a></p>
]]></content:encoded>
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		<title>Here’s the Top 5 Credit Card Rewards for April &#8211; June 2020</title>
		<link>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2020/</link>
		<comments>https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2020/#respond</comments>
		<pubDate>Thu, 07 May 2020 23:00:33 +0000</pubDate>
                <tcinfo:postPublishDate>2020-05-07 16:00:33</tcinfo:postPublishDate>
                <tcinfo:postThumb>https://bensbargains.com/thecheckout/wp-content/uploads/2018/06/credit-card-120x134.jpg</tcinfo:postThumb>
                <tcinfo:postComments>0</tcinfo:postComments>
		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[splendiferous]]></category>

		<guid isPermaLink="false">https://bensbargains.com/thecheckout/?p=38660</guid>
		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies. Here&#8217;s [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2020/">Here’s the Top 5 Credit Card Rewards for April &#8211; June 2020</a></p>
]]></description>
				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<div style="margin-top: 0px; margin-bottom: 0px;" class="sharethis-inline-share-buttons" ></div>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg"><img decoding="async" class="aligncenter size-full wp-image-22597" src="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg" loading="lazy" alt="Online-Shopping" width="800" height="462" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping.jpg 800w, https://bensbargains.com/thecheckout/wp-content/uploads/2015/11/Online-Shopping-300x173.jpg 300w" sizes="auto, (max-width: 800px) 100vw, 800px" /></a></p>
<p>While plenty of retailers have their own credit cards to earn a percentage back on a purchase or 0% interest for 6 to 12 months (along with astronomical interest rates if you don&#8217;t pay it off each month), many third party cards offer expanded options for rewards at your everyday retailers and other companies.</p>
<p>Here&#8217;s a collection of the top 5 cards you should be looking at as we move into Spring 2020.</p>
<h4>1. Chase Freedom</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2.jpg"><img decoding="async" class="aligncenter size-large wp-image-38663" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2-1024x468.jpg" loading="lazy" alt="chase-q2" width="620" height="283" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2-1024x468.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2-300x137.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2-768x351.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/chase-q2.jpg 1048w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>Between April 1, 2020 and May 31, 2020, the <a href="https://creditcards.chase.com/cash-back-credit-cards/chase-freedom">Chase Freedom card</a> offers 5% back (up to $75 back on $1,500 in purchases) at grocery stores, fitness clubs and gym memberships, select streaming services. While this isn&#8217;t as impressive as the 6% back on grocery purchases from the AMEX Blue Cash Preferred (mentioned below), it doesn&#8217;t have an annual fee (which the AMEX card requires).</p>
<p>All the major grocery store chains are covered, over 80 stores in total. However, this does not include warehouse stores like Walmart &amp; Target that happen to have a grocery section. It also doesn&#8217;t include drugstore chains that sell grocery items. As for fitness chains, there are over 40 included including major ones like 24-Hour Fitness, SoulCycle and LA Fitness.</p>
<p>Streaming services included this quarter are Apple Music, Disney+, ESPN+, Fubo TV, Hulu, Netflix, Pandora, SiriusXM, Sling, Spotify, Vudu, and YouTubeTV.</p>
<h4>2. Discover it Cashback</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/05/discover-q2.jpg"><img decoding="async" class="aligncenter size-full wp-image-38666" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/05/discover-q2.jpg" loading="lazy" alt="discover-q2" width="930" height="405" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/05/discover-q2.jpg 930w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/05/discover-q2-300x131.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/05/discover-q2-768x334.jpg 768w" sizes="auto, (max-width: 930px) 100vw, 930px" /></a></p>
<p>Between April 1, 2020 and May 31, 2020, the <a href="https://www.discover.com/credit-cards/cash-back/it-card.html">Discover it Cashback</a> card offers 5% back (up to $75 back on $1,500 in purchases) at gas stations, ride-sharing services like Uber &amp; Lyft as well as wholesale clubs.</p>
<p>Be aware that the gas station category does not include grocery stores or superstores that happen to have a gas station attached. There are no limitations on the ride-sharing charges. Regarding wholesale clubs, check with your local club to see if they accept Discover. Some clubs do no accept the Discover card.</p>
<h4>3. Citi Dividend Card</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/citi-dividend-q1-2020.jpg"><img decoding="async" class="aligncenter size-full wp-image-37583" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/citi-dividend-q1-2020.jpg" loading="lazy" alt="citi-dividend-q1-2020" width="748" height="356" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/citi-dividend-q1-2020.jpg 748w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/citi-dividend-q1-2020-300x143.jpg 300w" sizes="auto, (max-width: 748px) 100vw, 748px" /></a></p>
<p>Between April 1, 2020 and May 31, 2020, the <a href="https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards">Citi Dividend Card</a> offers 5% back (up to $300 back on $6,000 in purchases) at drugstores and Amazon. Be aware that the $300 on $6,000 in purchases is specific to the calendar year. If you already earned $200 in rewards using the card during the first 9 months of the year, you would only be able to earn $100 back in the last 3 months. Sadly, Citi has closed out the card for new signups, but existing users can still take advantage.</p>
<h4>4. AMEX Blue Cash Preferred Card (Annual Fee Required)</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg"><img decoding="async" class="aligncenter size-large wp-image-36037" src="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg" loading="lazy" alt="amex-blue" width="620" height="349" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-1024x576.jpg 1024w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-300x169.jpg 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue-768x432.jpg 768w, https://bensbargains.com/thecheckout/wp-content/uploads/2019/10/amex-blue.jpg 1096w" sizes="auto, (max-width: 620px) 100vw, 620px" /></a></p>
<p>Between April 1, 2020 and May 31, 2020, the <a href="https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/">American Express Blue Cash Preferred Card</a> offers 6% Cash Back at U.S. supermarkets (up to $360 back on $6,000 in purchases) as well as 6% on streaming subscriptions &amp; 3% on transit.</p>
<p>This card can be particularly useful for anyone with large families that spends quite a bit at the supermarket each month. It&#8217;s also good for the entire year (not specific to Q4), thus you can continue to save at the grocery store for 12 months.</p>
<p>The only downside is the $95 annual fee, but that&#8217;s easily mitigated with the $250 back on $1000 of purchases for new customers. If you don&#8217;t want the annual fee, you can step down to the Blue Cash Everyday card (which offers 3% back at grocery stores, same cap on total purchases).</p>
<h4>5. US Bank Cash Plus</h4>
<p><a href="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/US-Bank-q1-2020.png"><img decoding="async" class="aligncenter size-full wp-image-37586" src="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/US-Bank-q1-2020.png" loading="lazy" alt="US-Bank-q1-2020" width="980" height="425" srcset="https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/US-Bank-q1-2020.png 980w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/US-Bank-q1-2020-300x130.png 300w, https://bensbargains.com/thecheckout/wp-content/uploads/2020/01/US-Bank-q1-2020-768x333.png 768w" sizes="auto, (max-width: 980px) 100vw, 980px" /></a></p>
<p>The <a href="https://cashplus.usbank.com/">US Bank Cash Plus card</a> is unique due to the fact that you can select the cashback categories that you want each quarter. After you sign up, you can select two different 5% cashback categories as well as one 2% cashback category. The new 5% category for Q2 2020 is TV, Internet % Streaming Services.</p>
<p>For instance, if you know you want to buy a new couch soon, you can select the furniture store category to get 5% back on your purchase. Other 5% categories this quarter include electronics stores, utilities, gyms, department stores and fast food. The 2% categories include grocery stores, gas stations and restaurants.</p>
<h4>Bonus: The Best Retailer Cards</h4>
<p>As mentioned earlier, the best store cards are offered by Amazon and Target. Both retailers offer cards that offer 5% cashback without any cap on total purchases for the year. Other benefits include:</p>
<ul>
<li><a href="https://www.chase.com/personal/credit-cards/amazon/earn-rewards">Amazon Prime Rewards Visa Signature Card</a>: 5% back on Whole Foods purchases, 2% back at restaurants / gas / drugstores, 1% back on everything else.</li>
<li><a href="http://goto.target.com/c/10531/79128/2092?u=https%3A%2F%2Fwww.target.com%2Fredcard%2Fabout">Target RedCard</a>: Free shipping on all Target.com purchases and additional 30 days for returning items.</li>
</ul>
<p>Other popular Store Cards include:</p>
<ul>
<li><a href="http://www.kqzyfj.com/click-404255-10935405?url=https%3A%2F%2Fwww.lowes.com%2Fl%2FCredit%2Fconsumer-credit-center.html">Lowe&#8217;s Advantage Card</a>: Offers 5% cashback on all purchases. 6 months special financing on $299 or more purchases</li>
<li><a href="http://www.kqzyfj.com/click-404255-10455642?url=https%3A%2F%2Foldnavy.gap.com%2Fproducts%2Fold-navy-credit-card.jsp">Old Navy Visa Credit Card</a>: Offers a $5 reward for every $100 you spend in an Old Navy / GAP / Banana Republic Store.</li>
<li><a href="https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-credit-card">Costco Anywhere Visa Card</a>: Offers 2% back on all Costco purchases, 4% back on gas, 3% back at restaurants</li>
</ul>
<p><a href="https://bensbargains.com/thecheckout/features/heres-the-top-5-credit-card-rewards-for-q2-2020/">Here’s the Top 5 Credit Card Rewards for April &#8211; June 2020</a></p>
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		<title>Here&#8217;s all the auto insurance companies offering discounts / refunds due to coronavirus</title>
		<link>https://bensbargains.com/thecheckout/awesomeness/heres-all-the-auto-insurance-companies-offering-refunds-due-to-coronavirus/</link>
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		<pubDate>Thu, 09 Apr 2020 21:51:05 +0000</pubDate>
                <tcinfo:postPublishDate>2020-04-09 14:51:05</tcinfo:postPublishDate>
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		<dc:creator>Mike Flacy</dc:creator>
				<category><![CDATA[Awesomeness]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[autos]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[insurance]]></category>

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		<description><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
<p>Since a large portion of the U.S. workforce has shifted to working from home in the last few weeks, several auto insurance companies have decided to offer discounts on premiums or refunds in the form of checks / account credit. Here&#8217;s a full list of the auto insurance companies on this list and what they [&#8230;]</p>
<p><a href="https://bensbargains.com/thecheckout/awesomeness/heres-all-the-auto-insurance-companies-offering-refunds-due-to-coronavirus/">Here&#8217;s all the auto insurance companies offering discounts / refunds due to coronavirus</a></p>
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				<content:encoded><![CDATA[<p><a href="https://bensbargains.com/thecheckout/author/mflacy/">Mike Flacy</a></p>
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<p>Since a large portion of the U.S. workforce has shifted to working from home in the last few weeks, several auto insurance companies have decided to offer discounts on premiums or refunds in the form of checks / account credit. Here&#8217;s a full list of the auto insurance companies on this list and what they are offering.</p>
<h4>Auto Insurance companies offering discounts:</h4>
<ul>
<li><strong>21st Century Insurance:</strong> 25% reduction on April premiums (automatic, no customer action required). -&gt; <a href="https://finance.yahoo.com/news/farmers-21st-century-branded-automobile-213000654.html">LINK</a></li>
<li><strong>Allstate:</strong> 15% refund of April &amp; May premiums (automatic credit to user accounts or deposit in user accounts). -&gt; <a href="https://www.allstate.com/covid.aspx?intcid=/home/home.aspx|hero|LearnMore|Covid19200406">LINK</a></li>
<li><strong>American Family:</strong> A $50 relief payment per insured vehicle (paper checks will be sent to insurer&#8217;s address). -&gt; <a href="https://www.amfam.com/about/coronavirus/relief-payment">LINK</a></li>
<li><strong>Farmer&#8217;s Insurance:</strong> 25% reduction on April premiums (automatic, no customer action required). -&gt; <a href="https://newsroom.farmers.com/2020-04-08-Farmers-R-and-21st-Century-R-Branded-Automobile-Customers-Will-Receive-a-25-Reduction-in-Their-April-Premium">LINK</a></li>
<li><strong>Geico:</strong> 15% credit on all policies that come up for renewal now through October 7, 2020 (automatic reduction, estimates $150 per automobile policy) -&gt; <a href="https://www.geico.com/about/coronavirus/">LINK</a></li>
<li><strong>Liberty Mutual:</strong> 15% refund of April &amp; May premiums (automatic credit to user accounts or deposit in user accounts). -&gt; <a href="https://libertymutualgroup.com/about-lm/news/articles/liberty-mutual-insurance-announces-personal-auto-customer-relief-refund-help-customers-during-pandemic">LINK</a></li>
<li><strong>Nationwide:</strong> A $50 relief payment per policy that was active on or before March 31, 2020. -&gt; <a href="https://blog.nationwide.com/news/nationwide-covid-19-refund-faqs/">LINK</a></li>
<li><strong>Progressive:</strong> 20% reduction on April &amp; May premiums (automatic, no customer action required). -&gt; <a href="https://www.progressive.com/support/covid19/">LINK</a></li>
<li><strong>State Farm:</strong> 25% policy credit on premiums due from March 20 through May 31 (about $20 a month for each vehicle insured) -&gt; <a href="https://www.marketwatch.com/story/state-farm-to-slash-2-billion-in-car-insurance-premiums-amid-pandemic-2020-04-09">LINK</a></li>
<li><strong>USAA:</strong> 20% reduction on April &amp; May premiums (automatic, no customer action required). -&gt; <a href="https://communities.usaa.com/t5/Press-Releases/USAA-to-Return-520-Million-to-Members/ba-p/228150">LINK</a></li>
</ul>
<p><a href="https://bensbargains.com/thecheckout/awesomeness/heres-all-the-auto-insurance-companies-offering-refunds-due-to-coronavirus/">Here&#8217;s all the auto insurance companies offering discounts / refunds due to coronavirus</a></p>
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