I looked into this the last time it was posted but didn't see anything about how much the actual upgrade would cost a person when the time comes. Not going to check again, but if anybody has come across that information, post it in the comments!
It's easy to get xbox one x for under $400 and 2 years of gpu for less than $100. so if $744 in the end includes the next xbox, then it's a good deal. otherwise, it's not unless the buyer really need the $20 per month financing.
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Thank you!