Well it looks like silver closed at about $19.13/oz today NY Exc.. so 5 coins are worth $95.65. While it been the last two day hovering about 19.6-19.8. Can't call it any great price with what looks like a +20% brokerage fee!
That's almost like saying that a CPU is only worth the weight of ceramic and silicone from which it is made. What you are quoting is a wholesale price for commodity shares of raw silver. This retail price is for real, physical silver that has been stamped into the shape of a coin and delivered to your door.
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Thank you!